Free tool for agents

Real estate commission calculator

See what you actually take home from a sale after referral fees, your brokerage split or cap, and transaction fees.

Commission paid to your side only.

Overrides the percentage if filled in.

70 means a 70/30 split.

Leave blank if you have no cap.

Transaction, tech or E&O fees.

$7,480.00take-home, 1.66% of the sale price and 66.49% of your side's commission

Your side's gross commission$11,250.00
Referral fee-$0.00
Franchise fee-$0.00
Brokerage share-$3,375.00
Flat fees-$395.00
Your take-home$7,480.00

Before income and self-employment taxes. An estimate, not financial or tax advice; your brokerage agreement decides the real numbers. Runs in your browser, and nothing you enter is uploaded.

Worked example

On a $450,000 sale where your side earns 2.5%, the gross is $11,250. With a 70/30 split the brokerage keeps $3,375, and after a $395 transaction fee you take home $7,480.00 before taxes.

How the math works

  1. Gross commission for your side = sale price x your side's rate (or a flat fee).
  2. Referral fee comes off the gross first, then the franchise fee comes off what remains.
  3. The brokerage takes its split of the rest, but never more than what is left on your cap.
  4. Flat per-deal fees come off last.

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Questions

How do I calculate my real estate commission?

Multiply the sale price by the commission rate your side earns (for example $450,000 x 2.5% = $11,250). Take out any referral fee and franchise fee, then your brokerage's share under your split (or what is left before your cap), then flat transaction fees. What remains is your take-home before taxes and business expenses.

Is there a standard real estate commission rate?

No. Commissions are negotiable between the client and the brokerage, and rates vary by market, brokerage and property. Since the 2024 National Association of Realtors settlement, the buyer's agent's pay is agreed in a written buyer agreement and is no longer offered through the MLS, so each side's commission should be calculated on its own.

What is a brokerage split?

The share of your side's commission you keep after your brokerage takes its cut. On a 70/30 split you keep 70% and the brokerage keeps 30%. Many brokerages stop taking a split once you pay a yearly cap; enter what is left on your cap to see that effect.

How are referral and franchise fees handled?

Both usually come off the top of your side's gross commission before your split. This calculator takes the referral fee from the gross first, then the franchise fee from what remains. If your brokerage calculates them differently, your agreement governs.

Does this include taxes?

No. Most agents are paid as independent contractors, so income tax and self-employment tax are not withheld from commission checks. Set aside money for taxes and talk to a tax professional.

Is my information saved?

No. The calculator runs entirely in your browser and nothing you enter is uploaded.

More free tools: lead follow-up templates and the Fair Housing ad checker.